Last Updated on May 1, 2025 by tanya

Hiring a Car After An Accident Which Was Not Your Fault

 

And How To Claim Compensation for Injuries

 

A road traffic accident is an unexpected event which can leave your life in turmoil, so hiring a car after an accident which was not your fault can provide a welcome sense of relief.

Whether you were heading to work or dropping the kids at school, the aftermath of a collision can leave you feeling overwhelmed and inconvenienced. If you’re unsure about what to do next, we can help.

We understand that an immediate concern is mobility. Without your car, how do you get around? If your vehicle has been damaged and is undrivable after a no-fault accident, you will need to arrange a replacement vehicle quickly.

We partner with an accident management company who provides a credit hire service. This allows you to get back on the road without any upfront costs.

At the same time, if you’ve suffered any injuries in the collision, you may be eligible to file a personal injury claim for compensation, and we can help with that too.

 

What is Credit Hire?

 

Credit hire is designed specifically for drivers who are not at fault in an accident. You may not want to go through your own insurance which might lead to increased premiums or a claim on your record. So, credit hire allows you to obtain a replacement vehicle.

Here’s how it works:

 

• A hire company provides you with a like-for-like replacement vehicle while yours is being repaired or assessed.
• The cost of the hire is deferred, meaning you don’t pay anything upfront.
• The hire company later recovers the cost from the at-fault driver’s insurance provider.

 

It’s a seamless way to get back to your normal daily routine without additional financial burden or administrative stress. This is especially at a time when you’re likely dealing with enough already.

 

Hiring A Car After An Accident Which Was Not Your Fault 

If you’ve been involved in a car accident which was not your fault and your car is no longer drivable, here’s how to get back behind the wheel quickly through credit hire:

 

Report the Accident

Even if you’re not at fault, you must let your insurance company know about the accident and provide them with the basic details. You should also exchange contact and insurance information with the other driver.

If possible, collect any supporting evidence such as photographs of the scene or witness contact details or statements.

 

Handling The Paperwork

We work with an accident management partner that specialises in helping drivers arrange a hire car following a non-fault accident. They’ll handle all the necessary paperwork and communication with the at-fault party’s insurance provider.

 

Confirm Eligibility

Before a hire car can be arranged, the accident management company will confirm that:

• The accident was not your fault.
• The at-fault party’s insurance is valid and liable.

Once confirmed, the process of arranging a hire car begins almost immediately.

Vehicle Repairs or Total Loss

If your car is repairable, the accident management company may coordinate repairs with an approved garage. If your vehicle is written off, they can assist with insurance claims and valuations.

The biggest benefit? You stay mobile, without dipping into your own insurance policy or finances. Additionally, the entire process is managed for you during a stressful time.

 

Injured in the Accident? You May Be Entitled to Compensation

Beyond vehicle damage, many car accidents result in personal injuries. These can  range from a minor injury to severe damage. If the accident was caused by someone else’s negligence, you may be eligible to start a personal injury claim for compensation.

 

Common Injuries in No-Fault Car Accidents

 

Whiplash and Soft Tissue Injuries: These are one of the most common injuries, particularly in rear-end collisions. They may cause neck, shoulder, or back pain that lingers for weeks or months.

Fractures and Broken Bones: The impact from a collision can cause broken arms, ribs, legs, or hands. It may often requiring hospital treatment and an extended recovery time.

Back or Spinal Injuries: These injuries may be more severe, sometimes resulting in long-term disability or the need for physical therapy.

Head Injuries and Concussions: Even if you don’t lose consciousness, a blow to the head can result in a concussion or more serious brain injury.

 

How to File a Personal Injury Claim

If you or a loved one has been inhured in the collision because of someone else’s negligence, you may want to find out more about claiming compensation. Here are your next steps:

 

Seek Medical Attention

Always see a doctor, even if your injuries seem minor. A medical assessment not only protects your health but serves as crucial evidence for your claim.

 

Gather Evidence

The more documentation you have, the stronger your claim will be. Useful evidence includes:

 

• Medical records and treatment plans
• Police or accident reports
• Photographs of the accident or your injuries
• Witness statements
• Proof of any expenses or losses

 

Consult a Solicitor

An experienced personal injury solicitor will help you understand your rights, gather further evidence, and guide you through the claims process. They will also help assess the value of your claim.

 

What Does Compensation Cover?

Compensation typically includes:

 

• General damages – for pain, suffering, and loss of enjoyment of life.
• Special damages – for financial losses, such as lost wages or medical bills.

In many cases, you may be referred to an independent medical expert to provide a professional assessment of your injuries and prognosis.

 

Need Help? Give Us A Call

 

If you’ve recently been in a no-fault car accident and need to arrange a replacement vehicle or file a personal injury claim, First Personal Injury can help. Whether you’re facing vehicle damage or physical injury, our dedicated team will ensure you receive the support and compensation you’re entitled to. We partner with lawyers who offer a ‘No Win, No Fee’ service.

Our friendly experts are here to guide you every step of the way through the claims process and help you secure the compensation you deserve.

📞 Call us now: 0333 358 2345 💻 Or complete our online contact form for a free, no-obligation consultation.