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Rear-Ended in a Car Accident
Last Updated on May 15, 2025 by tanya
Rear-Ended in a Car Accident
When You’re Injured And It Wasn’t Your Fault
Being in a car accident can be a traumatic, especially if the other car hits you from behind, so here’s how to claim if you’re rear-ended in a car accident. From trying to cope with with injuries to vehicle damage in the aftermath of a collision can feel overwhelming.
But if the accident was the fault of someone else, you may be eligible to file a claim for compensation. Additionally you may be able hire a replacement car without having to do it through your own insurance which may have an impact on your premiums.
So, if you or a loved one have been injured in a rear-end collision which was not your fault, Jefferies Claims can help. We partner with highly experienced personal injury lawyers who offer a ‘No Win, No Fee’ option who can assess your case free of charge.
What Are Rear-End Collisions?
Rear-end collisions occur when a vehicle crashes into the back of another. These types of accidents are among the most common on our roads and are often caused by:
- Tailgating (not maintaining a safe distance)
- Distracted driving (e.g. texting or adjusting the radio)
- Sudden braking
- Driving in poor weather conditions
- Speeding
Common Injuries from Rear-End Accidents
Even low-speed rear-end collisions may result in injuries. The most common include:
- Whiplash
- Back and neck injuries
- Concussion or head trauma
- Shoulder and spinal injuries
Whiplash is particularly prevalent and is often the basis for personal injury claims related to rear-end accidents.
Who Is at Fault in a Rear-End Collision?
In most rear-end collisions, the driver of the vehicle that struck the other from behind is presumed to be at fault. This is because UK road laws require drivers to always maintain a safe stopping distance.
However, there are exceptions. The driver of the front vehicle may share or bear full responsibility if:
- They stopped suddenly without reason
- Their brake lights were faulty
- They reversed unexpectedly into the rear vehicle
- They “brake checked” the driver behind (braking aggressively to cause a crash)
Each case is assessed individually, and liability is determined based on available evidence such as dashcam footage, eyewitness statements, and police reports.
Time Limits To Start Your Personal Injury Claim
If you’ve been injured in a rear-end accident within the last three years, you may be entitled to compensation. To make a personal injury claim, you should be able to prove:
- The other driver was at fault (or partially at fault)
- You suffered injury or loss as a direct result of the accident
- The claim is made within the three-year time limit from the date of the accident
If you were under 18 at the time of the accident, the three-year limit starts from your 18th birthday.
What Can You Claim For?
A personal injury claim may cover:
- General damages: pain, suffering, and loss of amenity
- Special damages: financial losses such as medical bills, travel expenses, and loss of earnings
- Future care costs: if ongoing treatment or support is required
- Vehicle repairs and associated costs (this may be part of a separate insurance claim)
Steps to Take After a Rear-End Collision
You may be in shock following an accident, but if you are able to, take the following steps:
Safety First
If you’re involved in a rear-end crash, check yourself and others for injuries. Move to a safe location if possible and switch on hazard lights.
Call Emergency Services if Necessary
Contact the police and/or ambulance service if:
- Someone is injured
- The other driver flees the scene
- You suspect the other driver is under the influence
Gather Evidence
Strong evidence will support your injury claim. If possible, be sure to collect:
- Photos of the scene, vehicle damage, and injuries
- Contact details of the other driver and any witnesses
- Dashcam footage if available
- Police reference number if a report was filed
Seek Medical Attention
Even if injuries seem minor, it’s important to see a GP or attend A&E. Medical records are vital when making a personal injury claim.
Report the Accident
Inform your insurance provider about the accident as soon as possible. This is often a condition of your policy, even if you’re not making a claim.
The Personal Injury Claims Process
Here’s what typically happens when you pursue a claim:
Initial Consultation
Your solicitor will assess the strength of your case, advise on your chances of success, and explain the next steps.
Evidence Gathering
This includes compiling medical records, witness statements, accident reports, and any other proof of your injuries and the other driver’s negligence.
Medical Examination
You may be asked to undergo an independent medical assessment to determine the extent of your injuries.
Valuing the Claim
The solicitor will estimate how much compensation you’re entitled to. This is based on:
- The severity and impact of your injuries
- Financial losses incurred
Your solicitor will contact the other driver’s insurance company and negotiate a fair settlement. Most cases are settled without going to court.
Hiring A Car After An Accident Which Was Not Your Fault
If you’ve been involved in a car accident which was not your fault and your car is no longer drivable, here’s how to get a vehicle quickly through credit hire:
Report the Accident
As with a personal injury claim, even if you’re not at fault, you must let your insurance company know about the accident and provide them with the basic details.
Handling The Paperwork
We work with an accident management partner that specialises in helping drivers arrange a hire car following an accident which was not your fault. They’ll handle all the necessary paperwork and communication with the at-fault party’s insurance provider.
Confirm Eligibility
Before a hire car can be arranged, the accident management company will confirm that the accident was not your fault. Additionally they will check the at-fault party has valid insurance.
Once these checks are made, the process of hiring a car start almost immediately.
Vehicle Repairs or Total Loss
If your car is repairable, the accident management company may coordinate repairs with an approved garage. If your vehicle is written off, they can assist with insurance claims and valuations.
Credit Hire Explained
Credit hire is designed specifically for drivers who are not at fault in an accident. You may not want to go through your own insurance which might lead to increased premiums or a claim on your record. So, credit hire allows you to obtain a replacement vehicle.
The cost of the hire is deferred, meaning you don’t have to pay anything upfront. The hire company recovers the cost of the hire vehicle from the at-fault driver’s insurance provider.
No Win, No Fee’ Claims
If you have been injured in a rear-end collision, it is advisable to speak to a lawyer who has specialist knowledge with claims for road traffic accidents. Reaching out to a trusted claims company can make a significant difference in your journey ahead.
At First Personal Injury, we work with highly experienced lawyers who operate on a ‘No Win, No Fee’ basis and will ensure you receive all the support you need. Call us at 0333 358 2345 or contact us online at First Personal Injury for a free, no-obligation consultation.