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What Is After The Event Insurance
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Considering Claiming And Asking Yourself What Is After The Event Insurance?
After The Event Insurance, often abbreviated to ‘ATE’, is a type of insurance which can be taken out by a claimant after an event has happened. These types of insurance policies are often recommended by personal injury lawyers in no win no fee compensation cases.
The purpose of ATE insurance is to protect claimants against having to pay things like Court fees and the cost of medical evidence obtained in pursuing their claim in the event the claim fails and your solicitor will be able to advise you as to whether or not you should take this type of insurance out.
If your ATE insurance policy was taken out before April 2013 the insurance premium cost will be paid by the losing party by the successful party but it will not be recoverable from the losing side if it was taken out following this date. However, you will only have to pay the premium at the end of your case and only if you recover compensation.
What Will ATE Insurance Cover?
Typically, your ATE insurance policy will cover the following if you lose your case:
- Your own expenses, such as the cost of Court fees or medical evidence obtained in pursuing your claim.
- Costs incurred as a result of failing to beat an offer made by the Defendant to you in settlement of your claim.
If you have had any kind of accident which has caused an injury and which was not your fault, then you could have a personal injury case. Your accident may have left you or a loved one with a disability, impairment or without the ability to return to work. Your claim can cover financial losses like a loss of earnings or the cost of medical expenses incurred as a result of your injuries.
In all personal injury cases, third party fault will need to be established in order for your claim to be successful and in most cases, your accident will need to have occurred within the last 3 years for you to be eligible.
Making A No Win No Fee Compensation Claim With First Personal Injury
You may be entitled to compensation for a range of compensation claims under accident claims. Our experts will help assess your potential claim going forwards and provide you with proficient advice.
Contact First Personal Injury to discuss your potential compensation claim today by ringing 0333 358 2345 or by filling out the online claims form.